Employees may also participate in a tax-deferred annuity 403(b) and/or 457 supplemental retirement plans, via a payroll deduction. Both plans include employer and employee contributions. MSU employees participate in either the TIAA defined contribution plan or the NDPERS defined benefit plan based on their position classification. Emergency care is exempt from the designated medical provider requirement. Workforce Safety and Insurance may not pay for medical treatment by an undesignated provider. An employee may request to change providers after 30 days of treatment by the DMP. MSU participates in the North Dakota Workforce Safety and Insurance Program and has selected Trinity Health as the designated medical provider for treating work-related injuries. In case of injury, MSU employees are required to seek treatment at Trinity Health unless they have previously informed the benefits office, via the Designated Medical Provider Form, of a different medical provider selection prior to an incurred injury. Incident Reporting and Workers' Compensation Policy
MSU employees are protected by North Dakota Workforce Safety & Insurance (WSI) against accidental injury or occupationally incurred illness in the performance of official duties. To this end, a high priority is placed on the prevention of accidents and occupationally incurred illnesses before they arise. MSU recognizes that the health, safety, and well-being of its employees is of utmost importance. Review plan highlights, plan coverage or locate a provider. MSU offers optional vision insurance through Superior Vision. $2,000 Annual Benefit Maximum per enrollee.The Advantages of our Elite Choice PPO Dental Plan: We realize different companies have difference needs, so we’re here to make sure our products give you the greatest benefit for a price point that doesn’t hurt your wallet. EMI Health offers a variety of dental options that can be customized and personalized to the needs of individual, associations and groups, ranging from traditional dental plans that allow you to see any dentist you like, to plans that offer unlimited coverage. When it comes to the dental insurance to fit your needs, EMI Health has got you covered with more than 20 years’ experience. The deductible includes total expenditures per person for all basic and major treatment combined.Orthodontia lifetime maximum benefit per person: $1,500.
Dental plan annual maximum benefit per person: $1,000.Delta Dental - Monthly Premiums Delta Dental - Monthly Premiums MSU offers optional dental insurance through Delta Dental. NDPERS High Deductible Health Plan Overview.The higher deductible results in lower premium costs for the university and is placed in a Health Savings Account for the employee. A High Deductible Health Plan (HDHP) includes the same benefits as a traditional plan but has higher out-of-pocket costs. The PPO/Basic plan is the more traditional type of medical plan and includes predefined copays and in-network provider visits without referrals.
This benefit is effective on the first day of the month following the hiring date. Eligible employees may select from two medical plans: NDPERS PPO and Basic Plan and NDPERS High Deductible Health Plan (HDHP). ® SEAHAWKS, SEAHAWKS LOGO, SPIRIT OF 12, WE ARE 12, BRING ON THE 12, LEGION OF BOOM, 12 and 12S are trademarks of the Seattle Seahawks.MSU covers 100% of the monthly premium for individual or family coverage.
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